Smart Loan Calculators

Free tools to plan better. Drag the sliders or type values — results update instantly.

📊 EMI

🔄 Balance Transfer

⚡ Prepayment

✅ Eligibility

Loan Amount (₹)

Interest Rate (% p.a.)

Tenure (years)

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Monthly EMI

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Total Interest

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Total Payment

PrincipalInterest

Year-wise repayment schedule

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Outstanding Loan (₹)

Current Rate (% p.a.)

New Rate (% p.a.)

Remaining Tenure (years)

Transfer Costs (₹, approx)

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Current EMI

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New EMI

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Monthly Saving

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Net Saving (after costs)

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Outstanding Loan (₹)

Interest Rate (% p.a.)

Remaining Tenure (years)

One-time Prepayment (₹)

Extra EMI per month (₹)

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Interest Saved

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Loan Ends Earlier By

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New Payoff Time

Keeps your EMI the same and reduces tenure — the highest-saving strategy. Most banks allow free part-prepayment on floating-rate home loans.

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Net Monthly Income (₹)

Existing EMIs (₹/month)

Interest Rate (% p.a.)

Tenure (years)

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Approx. Eligible Loan

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EMI You Can Afford

Assumes banks allow ~50% of net income towards total EMIs (FOIR). Actual eligibility varies by bank, profile & property.

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All results are indicative. Actual rates, charges and eligibility depend on bank/NBFC assessment. FinProMax service is free for customers — only actual bank/govt charges apply. 📞 7498353735